My sisters and I would like to buy our mom a house/condo/townhouse so she's no longer subject to rent increases. Mom will be 80 this fall and she'll be forced to retire. Her only income at that point will be social security.

I searched online for lending options and there is mention of the Family Opportunity Mortgage Program that sounds perfect for our situation. Do you know if this program is still functioning?

Mom's credit is not good enough to qualify (620 minimum) for owner-occupied opportunities but she can afford a PITI payment if we can find something for $75K or less.

Do you know of any other options for residential lending? We'd prefer to avoid the route of investor-style lending, as the down payment, term and rate are less desireable.

My husband and I bought our house two years ago and our neighbors just recently put there house up for sale for a lot more then what we bought ours for; we have done MUCH needed modifications to our home and we planned on making this a rental property in the long run; so my question is is it worth just selling our house in the three years before we move to a different location or use it as an income?

I have property that was my family home and acreage that is in an area that is developing commercial I have almost 16 acres and I want to sell I don’t have a clue how to do this and I don’t want to get ripped off HELP

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My husband and I are hoping to buy our first home. We are both young, with no credit history. However my husband makes pretty good money. So my question is are we elgible to get a loan based on our income, with no credit score? Or if we are required to have a credit score , is there a fast way for us to build our credit? What do you recommend to do in our situation? Thanks! : )

We have an older home that has been on and off market for 5 years with same broker. Should we get a new one? Everytime I think of doing that he convinces me to stick with him; that he has new ideas. Also, it is being marketed as a tear down because need major updates. We are in a high-end community. Do we need to lower price because it will most likely be torn down? thanks Barbara. Love you here and on Shark Tank.

My husband and I bought our home 5 years ago, just before the housing market "crashed". We would love to be able to relocate in the next year or so. Due to the housing market still being down, we are upside down in our loan. Are there any options for those in our shoes besides a short sale? We have good credit and have been fortunate to have been homeowners our entire married life. We don't want to take a step backwards. Any recommendations??

I have rented all my adult life and enjoy the convenience, but am considering buying a house. As I consider my options the fact that I would have to be financially responsible for everything is a bit daunting. In my apartment if an appliance breaks, they fix it or replace it. Fixed with just one phone call! Considering I am single, is purchasing a home even a good investment for me?

My husband is an Air Force pilot being transfered to Las Vegas. The housing market there is a little scary to us since it seems most of the homes on the market are either short sales, which we don't have time to wait for, or forclosures. We've been told that most of the inventory is being snatched up quickly right now by investors. We are trying to find a regular resale home but we are open to forclosures. My question is, Is there any room for negotiation in this kind of market?

Should we just go ahead and have the home appraised and use that number to set our asking price? I feel like realtors dont always have a great idea or ask me what price to sell for. That way we could avoid slowing down the deal if the appraisal after the sale comes in below selling price.

We are beginning the process of searching for a home. My husband and I both have great credit. How do we go about finding a lender? What are the differences and what are some things we should keep in mind as we search?

We are getting ready to list our house and I am never confident in the realtor's suggested listing price. Is it better to just go ahead and get an appraisal done and use that to base the list price on? Then you could also avoid any delays during the closing if the buyer appraisal comes back less than list.

We just bought our first home in January. There is a possibility I may have to relocate with in the next 2 years will I see a return on my investment if any?

My wife and I just bought our first house. We are potentially looking at moving in the next year or two. Will we see a return on our investment if any?

AFTER I bought my current house, I discovered (a very hidden fact) that impacted the cost of my homeoners' insurance greatly. They are two databases that track prior property liabililties, impacting the cost of the insurance (like credit reporting agencies). They are:

CLUE - Comprehensive Loss Underwriting Exchange (by Choice Point)

A-PLUS - Automated Property Loss Underwriting System.

1. Do (buyer or seller) realtors have access to this information? If so, can this information may be considered in offer process?

2. Is it unreasonable for the buyer to ask for that disclosure in the original sells contract?

3. How long does it stay on the report 7 or 10 year or forever?

4. Is this information available to the public?

I definitely would have had second thoughts about buying my current home. It difinitely would have had an empact on my offer, knowing I would have to an extra $400-$500 a year in insurance.

Please explain.