TODAY financial editor Jean Chatzky joined us for a live Web chat Wednesday morning after the show's Money 911 segment.
Here are two of her answers and a complete archive.
Question from Craig: After filing for bankruptcy, what is the best way to rebuild a credit score?
Jean Chatzky: Craig -- slowly and steadily is the best way. Unfortunately, there's no quick fix here. So pay all of your bills on time, don't look for more credit than you need, eventually get a secured credit card that will convert to a regular one after 24 to 48 months worth of on-time payments, and in less time than you think (really credit starts to improve 24 months after bankruptcy) you'll be getting offers for credit in the mail.
Question from Tricia: My husband keeps control of all of the bills. I think this is dangerous that he does not share the info with me. I always say what if you died tomorrow? Isn't this a bad practice? I wouldn't even know the policy number for the life insurance if he died. I need a way to explain this to him.
Jean Chatzky: Tricia -- You are totally right. I'd like you to put ME on the phone with your husband so that he will hear how bad this situation could potentially be. Of course you need to understand where the money is going not just because he could die, but because as a partner in this relationship it is your right.
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